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FAQ about your insurance

 

Based on enquires and phone calls we receive from our ATMS clients in regards to the cover provided by CGU and GSA, we have put together a FAQ to assist with your own enquiries


               






     
     Mia Kirby
     Account Broker

     atms@gsaib.com.au
     02 8274 8100

 
Q.       How do I take out a NEW policy with GSA? 
        If you are a new client to GSA and require cover for Professional Indemnity and Public & Products Liability, please head to our website: www.gsaib.com.au/atms

                 
                     
   
Q       How can I renew my EXISTING policy with GSA?
        GSA will provide four renewal notifications with a personalised link to your policy via email correspondence. This email allows you to renew your policy at a time which is convenient to you
                 
                     
   
Q.       Can additional names be included on my Insurance policy?
        The cover provided by CGU is for YOU as an Individual practitioner as well as your Business entity. Should you have employees under the Business entity, your staff are automatically covered under the business name. All other Individual members outside of this criteria are to hold their own insurance policy.
                 
                     
   
Q.       Does the policy cover me to work as a mobile practitioner?
        Yes, the policy provides cover for you to work Australia Wide. You do not have to notify GSA of your clinic address
                 
                     
   
Q.       Is the insurance premium payable via monthly instalments?
        Payment must be paid in full at the time cover is taken out
                 
                     
 
Q.       Do I need to advise GSA if my contact details change?
        Yes, all correspondence sent by GSA is via email. It is essential that GSA have your current email address and contact phone number on file. Simply email our office at atms@gsaib.com.au with any updates.
                 
                     
 
Q.       What does Professional Indemnity cover me for?
        Professional Indemnity insurance is designed for professionals who provide advice and or a service to their clients. It is designed to protect you against legal costs and claims for damages to third parties which may arise out of an act, omission or breach of your professional duty in the course of your business activities.
                 
                     
 
Q.       What does Public & Products Liability cover me for?
        Public Liability Insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property resulting from your negligence.
                 
                     
 
Q.       What are the implications if my policy is not renewed by the date required?
        It is a requirement of both ATMS and the Health Funds to maintain continuous insurance cover. It is critical that you renew your policy prior to it expiring to ensure you remain complaint.
                 

 

 



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